Buy or Lease?

TonaleV said:

It would be informative for those of us planning to lease if we share the lease deals that are offered to us for 3 year leases. Any mo ey down, interest rate and residual value after 3 years.
In this Autoweek UK article I read it says the. 3 year depreciation will be 52-55%. This means higher monthly lease payments for us who lease. Here it is
“
Depreciation

Analysts predict that the Alfa Romeo Tonale will retain between 52 and 55 per cent of its value after three years and 36,000 miles come trade-in time. In comparison, both the BMW X1 and Volvo XC40 should hold onto as much as 64 per cent of their original value after the same three-year period, although that depends a lot on the specification chosen.”
Does this depreciation figure seem right to you?

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C.Q4 said:

I have noticed that just about every BEV and PHEV, besides Tesla, in the US, has a 52% residual for 36 months. Tesla is 60+. So it is more expensive than a Tesla or, say a Subaru ICE (65%?)

Alfa's always have low residual. I just saw the 2023 Stelvio, 36/10 is only 48%.

None of these cars will be competitive in 3+ years when BEVs are available from more companies, at more price points.

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Alfie said:

those that work on lease deals know of this types of calculations and present it to the consumers so don't even bother? Afterall, it is their job and that's what they do best. If you can beat them at their game, then you should be working for them past few years were a fluke since the availability of the cars were simply put, unavailable, hence the prices of used cars skyrocketed. I don't think this will happen again soon.

As for $7k rebate, I see old postings here but .... I don't believe it applies to Alfa since these batteries were NOT made in USA. I didn't find them on the listed makers or model but perhaps someone can show me.

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Alfie said:

those that work on lease deals know of this types of calculations and present it to the consumers so don't even bother? Afterall, it is their job and that's what they do best. If you can beat them at their game, then you should be working for them past few years were a fluke since the availability of the cars were simply put, unavailable, hence the prices of used cars skyrocketed. I don't think this will happen again soon.

As for $7k rebate, I see old postings here but .... I don't believe it applies to Alfa since these batteries were NOT made in USA. I didn't find them on the listed makers or model but perhaps someone can show me.

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Berko said:

What do you mean? They work to get more money out of you. If you know enough you can save money. If you don't know enough or don't want to spend your hours with a salesman, there are lease brokers that can still save you money.

For the $7.5K rebate, made in US condition doesn't apply to leases so the lease company gets the $7,500. Whether they pass all of it to customer or not is a different story. (So far Chrysler capital always passed the full amount to customer)

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